Discover How to Manage Your Credit Cards
Welcome to the Get WalletWise Credit Card Course.
If you carry a credit card balance or think it might be a good idea to carry a credit card balance, this course is for you.
The credit card is designed to provide a convenient way to make purchases safely without having to carry cash. Credit cards are acceptable forms of payment for many goods and services that you need. Credit cards also provide you with the dubious distinction of providing you additional purchasing power beyond what cash you have in the bank.
Using credit cards as an ATM machine may be dangerous. Credit cards provide you with available credit that may be more than you can pay back monthly. That is by design so the credit card company can get you into the habit of leaving a balance owed at the end of the month so they can charge you 18-28 percent interest on the balance you owe. Credit cards allow you to spend more money than you earn and satisfy your desire for immediate gratification.
Our brains are not wired for this kind of stimulation.
Remember, credit card companies would love you to borrow right up to your credit limit, so that they can extract the highest amount of interest possible from your account.
Please take advantage of my skills and gifts to help you effectively manage your account, reduce your credit card debt, and ultimately pay off your balance each month.